Whether you are close to retirement or prudently planning ahead, we can suggest the right investment and pension arrangements for you. Together we will produce a savings strategy and we’ll review this regularly. Once you reach retirement we can recommend the best way to take income from your funds. Throughout retirement we can help to make sure this income is sustainable and continues to meet your objectives.

Retirement sounds simple – you save enough money during your lifetime and invest it wisely, and when you retire you take an income from the funds you’ve saved. Yet you may feel that altered taxation, legislation and dwindling interest rates make it hard to know if your plans will live up to your expectations. Our retirement specialists will listen to your objectives, and then guide you through the many options available to help you choose or amend your retirement strategy.

Every client requires a unique savings strategy depending on age, life stage and attitude to risk. Together we’ll find the most appropriate options for you. We are skilled at providing detailed technical advice on a wide range of personal pension options including stakeholder and personal pensions, self-invested personal pensions (SIPPs), group pension arrangements, annuities and income drawdown, and pensions as part of an Inheritance Tax Strategy.

We work with young people whose families have been clients for generations, through to those who have already retired and wish to review their arrangements in the light of changing markets and legislation.